@import url(“
https://assets.mlcdn.com/fonts.css?version=1772107″ ;);
/* LOADER */
.ml-form-embedSubmitLoad {
display: inline-block;
width: 20px;
height: 20px;
}
.g-recaptcha {
transform: scale(1);
-webkit-transform: scale(1);
transform-origin: 0 0;
-webkit-transform-origin: 0 0;
height: ;
}
.sr-only {
position: absolute;
width: 1px;
height: 1px;
padding: 0;
margin: -1px;
overflow: hidden;
clip: rect(0,0,0,0);
border: 0;
}
.ml-form-embedSubmitLoad:after {
content: ” “;
display: block;
width: 11px;
height: 11px;
margin: 1px;
border-radius: 50%;
border: 4px solid #fff;
border-color: #ffffff #ffffff #ffffff transparent;
animation: ml-form-embedSubmitLoad 1.2s linear infinite;
}
@keyframes ml-form-embedSubmitLoad {
0% {
transform: rotate(0deg);
}
100% {
transform: rotate(360deg);
}
}
#mlb2-37908844.ml-form-embedContainer {
box-sizing: border-box;
display: table;
margin: 0 auto;
position: static;
width: 100% !important;
}
#mlb2-37908844.ml-form-embedContainer h4,
#mlb2-37908844.ml-form-embedContainer p,
#mlb2-37908844.ml-form-embedContainer span,
#mlb2-37908844.ml-form-embedContainer button {
text-transform: none !important;
letter-spacing: normal !important;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper {
background-color: #f6f6f6;
border-width: 0px;
border-color: transparent;
border-radius: 4px;
border-style: solid;
box-sizing: border-box;
display: inline-block !important;
margin: 0;
padding: 0;
position: relative;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper.embedPopup,
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper.embedDefault { width: 400px; }
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper.embedForm { max-width: 400px; width: 100%; }
#mlb2-37908844.ml-form-embedContainer .ml-form-align-left { text-align: left; }
#mlb2-37908844.ml-form-embedContainer .ml-form-align-center { text-align: center; }
#mlb2-37908844.ml-form-embedContainer .ml-form-align-default { display: table-cell !important; vertical-align: middle !important; text-align: center !important; }
#mlb2-37908844.ml-form-embedContainer .ml-form-align-right { text-align: right; }
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedHeader img {
border-top-left-radius: 4px;
border-top-right-radius: 4px;
height: auto;
margin: 0 auto !important;
max-width: 100%;
width: undefinedpx;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody,
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-successBody {
padding: 20px 20px 0 20px;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody.ml-form-embedBodyHorizontal {
padding-bottom: 0;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-embedContent,
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-successBody .ml-form-successContent {
text-align: left;
margin: 0 0 20px 0;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-embedContent h4,
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-successBody .ml-form-successContent h4 {
color: #000000;
font-family: ‘Open Sans’, Arial, Helvetica, sans-serif;
font-size: 30px;
font-weight: 400;
margin: 0 0 10px 0;
text-align: left;
word-break: break-word;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-embedContent p,
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-successBody .ml-form-successContent p {
color: #000000;
font-family: ‘Open Sans’, Arial, Helvetica, sans-serif;
font-size: 14px;
font-weight: 400;
line-height: 20px;
margin: 0 0 10px 0;
text-align: left;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-embedContent ul,
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-embedContent ol,
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-successBody .ml-form-successContent ul,
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-successBody .ml-form-successContent ol {
color: #000000;
font-family: ‘Open Sans’, Arial, Helvetica, sans-serif;
font-size: 14px;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-embedContent ol ol,
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-successBody .ml-form-successContent ol ol {
list-style-type: lower-alpha;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-embedContent ol ol ol,
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-successBody .ml-form-successContent ol ol ol {
list-style-type: lower-roman;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-embedContent p a,
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-successBody .ml-form-successContent p a {
color: #000000;
text-decoration: underline;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-block-form .ml-field-group {
text-align: left!important;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-block-form .ml-field-group label {
margin-bottom: 5px;
color: #333333;
font-size: 14px;
font-family: ‘Open Sans’, Arial, Helvetica, sans-serif;
font-weight: bold; font-style: normal; text-decoration: none;;
display: inline-block;
line-height: 20px;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-embedContent p:last-child,
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-successBody .ml-form-successContent p:last-child {
margin: 0;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody form {
margin: 0;
width: 100%;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-formContent,
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-checkboxRow {
margin: 0 0 20px 0;
width: 100%;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-checkboxRow {
float: left;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-formContent.horozintalForm {
margin: 0;
padding: 0 0 20px 0;
width: 100%;
height: auto;
float: left;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow {
margin: 0 0 10px 0;
width: 100%;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow.ml-last-item {
margin: 0;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow.ml-formfieldHorizintal {
margin: 0;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow input {
background-color: #ffffff !important;
color: #333333 !important;
border-color: #cccccc;
border-radius: 4px !important;
border-style: solid !important;
border-width: 1px !important;
font-family: ‘Open Sans’, Arial, Helvetica, sans-serif;
font-size: 14px !important;
height: auto;
line-height: 21px !important;
margin-bottom: 0;
margin-top: 0;
margin-left: 0;
margin-right: 0;
padding: 10px 10px !important;
width: 100% !important;
box-sizing: border-box !important;
max-width: 100% !important;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow input::-webkit-input-placeholder,
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-horizontalRow input::-webkit-input-placeholder { color: #333333; }
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow input::-moz-placeholder,
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-horizontalRow input::-moz-placeholder { color: #333333; }
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow input:-ms-input-placeholder,
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-horizontalRow input:-ms-input-placeholder { color: #333333; }
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow input:-moz-placeholder,
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-horizontalRow input:-moz-placeholder { color: #333333; }
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow textarea, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-horizontalRow textarea {
background-color: #ffffff !important;
color: #333333 !important;
border-color: #cccccc;
border-radius: 4px !important;
border-style: solid !important;
border-width: 1px !important;
font-family: ‘Open Sans’, Arial, Helvetica, sans-serif;
font-size: 14px !important;
height: auto;
line-height: 21px !important;
margin-bottom: 0;
margin-top: 0;
padding: 10px 10px !important;
width: 100% !important;
box-sizing: border-box !important;
max-width: 100% !important;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow .custom-radio .custom-control-label::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-horizontalRow .custom-radio .custom-control-label::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow .custom-checkbox .custom-control-label::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-horizontalRow .custom-checkbox .custom-control-label::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-embedPermissions .ml-form-embedPermissionsOptionsCheckbox .label-description::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-interestGroupsRow .ml-form-interestGroupsRowCheckbox .label-description::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-checkboxRow .label-description::before {
border-color: #cccccc!important;
background-color: #ffffff!important;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow input.custom-control-input[type=”checkbox”]{
box-sizing: border-box;
padding: 0;
position: absolute;
z-index: -1;
opacity: 0;
margin-top: 5px;
margin-left: -1.5rem;
overflow: visible;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow .custom-checkbox .custom-control-label::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-horizontalRow .custom-checkbox .custom-control-label::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-embedPermissions .ml-form-embedPermissionsOptionsCheckbox .label-description::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-interestGroupsRow .ml-form-interestGroupsRowCheckbox .label-description::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-checkboxRow .label-description::before {
border-radius: 4px!important;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-checkboxRow input[type=checkbox]:checked~.label-description::after, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-embedPermissions .ml-form-embedPermissionsOptionsCheckbox input[type=checkbox]:checked~.label-description::after, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow .custom-checkbox .custom-control-input:checked~.custom-control-label::after, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-horizontalRow .custom-checkbox .custom-control-input:checked~.custom-control-label::after, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-interestGroupsRow .ml-form-interestGroupsRowCheckbox input[type=checkbox]:checked~.label-description::after {
background-image: url(“data:image/svg+xml,%3csvg xmlns=’
http://www.w3.org/2000/svg’ ; viewBox=’0 0 8 8’%3e%3cpath fill=’%23fff’ d=’M6.564.75l-3.59 3.612-1.538-1.55L0 4.26 2.974 7.25 8 2.193z’/%3e%3c/svg%3e”);
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow .custom-radio .custom-control-input:checked~.custom-control-label::after, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow .custom-radio .custom-control-input:checked~.custom-control-label::after {
background-image: url(“data:image/svg+xml,%3csvg xmlns=’
http://www.w3.org/2000/svg’ ; viewBox=’-4 -4 8 8’%3e%3ccircle r=’3′ fill=’%23fff’/%3e%3c/svg%3e”);
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow .custom-radio .custom-control-input:checked~.custom-control-label::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-horizontalRow .custom-radio .custom-control-input:checked~.custom-control-label::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow .custom-checkbox .custom-control-input:checked~.custom-control-label::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-horizontalRow .custom-checkbox .custom-control-input:checked~.custom-control-label::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-embedPermissions .ml-form-embedPermissionsOptionsCheckbox input[type=checkbox]:checked~.label-description::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-interestGroupsRow .ml-form-interestGroupsRowCheckbox input[type=checkbox]:checked~.label-description::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-checkboxRow input[type=checkbox]:checked~.label-description::before {
border-color: #000000!important;
background-color: #000000!important;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow .custom-radio .custom-control-label::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-horizontalRow .custom-radio .custom-control-label::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow .custom-radio .custom-control-label::after, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-horizontalRow .custom-radio .custom-control-label::after, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow .custom-checkbox .custom-control-label::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow .custom-checkbox .custom-control-label::after, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-horizontalRow .custom-checkbox .custom-control-label::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-horizontalRow .custom-checkbox .custom-control-label::after {
top: 2px;
box-sizing: border-box;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-embedPermissions .ml-form-embedPermissionsOptionsCheckbox .label-description::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-embedPermissions .ml-form-embedPermissionsOptionsCheckbox .label-description::after, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-checkboxRow .label-description::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-checkboxRow .label-description::after {
top: 0px!important;
box-sizing: border-box!important;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-checkboxRow .label-description::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-checkboxRow .label-description::after {
top: 0px!important;
box-sizing: border-box!important;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-interestGroupsRow .ml-form-interestGroupsRowCheckbox .label-description::after {
top: 0px!important;
box-sizing: border-box!important;
position: absolute;
left: -1.5rem;
display: block;
width: 1rem;
height: 1rem;
content: “”;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-interestGroupsRow .ml-form-interestGroupsRowCheckbox .label-description::before {
top: 0px!important;
box-sizing: border-box!important;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .custom-control-label::before {
position: absolute;
top: 4px;
left: -1.5rem;
display: block;
width: 16px;
height: 16px;
pointer-events: none;
content: “”;
background-color: #ffffff;
border: #adb5bd solid 1px;
border-radius: 50%;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .custom-control-label::after {
position: absolute;
top: 2px!important;
left: -1.5rem;
display: block;
width: 1rem;
height: 1rem;
content: “”;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-embedPermissions .ml-form-embedPermissionsOptionsCheckbox .label-description::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-interestGroupsRow .ml-form-interestGroupsRowCheckbox .label-description::before, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-checkboxRow .label-description::before {
position: absolute;
top: 4px;
left: -1.5rem;
display: block;
width: 16px;
height: 16px;
pointer-events: none;
content: “”;
background-color: #ffffff;
border: #adb5bd solid 1px;
border-radius: 50%;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-embedPermissions .ml-form-embedPermissionsOptionsCheckbox .label-description::after {
position: absolute;
top: 0px!important;
left: -1.5rem;
display: block;
width: 1rem;
height: 1rem;
content: “”;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-checkboxRow .label-description::after {
position: absolute;
top: 0px!important;
left: -1.5rem;
display: block;
width: 1rem;
height: 1rem;
content: “”;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .custom-radio .custom-control-label::after {
background: no-repeat 50%/50% 50%;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .custom-checkbox .custom-control-label::after, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-embedPermissions .ml-form-embedPermissionsOptionsCheckbox .label-description::after, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-interestGroupsRow .ml-form-interestGroupsRowCheckbox .label-description::after, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-checkboxRow .label-description::after {
background: no-repeat 50%/50% 50%;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow .custom-control, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-horizontalRow .custom-control {
position: relative;
display: block;
min-height: 1.5rem;
padding-left: 1.5rem;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow .custom-radio .custom-control-input, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-horizontalRow .custom-radio .custom-control-input, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow .custom-checkbox .custom-control-input, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-horizontalRow .custom-checkbox .custom-control-input {
position: absolute;
z-index: -1;
opacity: 0;
box-sizing: border-box;
padding: 0;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow .custom-radio .custom-control-label, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-horizontalRow .custom-radio .custom-control-label, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow .custom-checkbox .custom-control-label, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-horizontalRow .custom-checkbox .custom-control-label {
color: #000000;
font-size: 12px!important;
font-family: ‘Open Sans’, Arial, Helvetica, sans-serif;
line-height: 22px;
margin-bottom: 0;
position: relative;
vertical-align: top;
font-style: normal;
font-weight: 700;
}
#mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-fieldRow .custom-select, #mlb2-37908844.ml-form-embedContainer .ml-form-embedWrapper .ml-form-embedBody .ml-form-horizontalRow .custom-select {
background-color: #ffffff !important;
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Gold & Silver: For those looking to diversify beyond stocks, physical precious metals can be an option. Check current pricing →
Introduction: Looking South for Opportunity
For Canadian investors, the question of whether to allocate capital to U.S. markets is less about patriotism and more about practicality. The United States represents the largest, most liquid, and most innovative equity market in the world, offering exposure that simply cannot be replicated domestically. While Canada excels in financials, energy, and materials, the U.S. provides breadth across technology, healthcare, consumer brands, and industrial innovation that enhances portfolio resilience. Understanding why the U.S. market matters is essential for long-term, globally minded investors.
The Sheer Scale of the U.S. Market
The U.S. equity market accounts for roughly half of global market capitalization, dwarfing every other country by a wide margin. This scale creates depth across sectors, styles, and market capitalizations, from early-stage disruptors to trillion-dollar incumbents. For investors, this means access to opportunities at every stage of the business lifecycle without needing to venture into less transparent markets. Size also enables diversification within a single country, reducing reliance on any one industry or macro driver.
Liquidity as a Strategic Advantage
Liquidity is one of the most underappreciated benefits of U.S. investing, particularly for retail and institutional investors alike. High daily trading volumes allow investors to enter and exit positions efficiently, often with minimal bid-ask spreads compared to smaller markets. This becomes critical during periods of volatility, when illiquidity can magnify losses or trap capital. In the U.S., liquidity acts as a shock absorber, helping markets function even during periods of extreme stress.
Market Efficiency and Price Discovery
The U.S. market benefits from unparalleled analyst coverage, institutional participation, and real-time information flow. This environment promotes faster price discovery and reduces the likelihood of prolonged mispricings driven by lack of information. While inefficiencies still exist, they tend to be shorter-lived and more nuanced, rewarding disciplined research rather than speculation. For long-term investors, this efficiency translates into greater confidence that valuations reflect underlying fundamentals over time.
Innovation as a Core Economic Engine
Few countries embed innovation into their economic structure as deeply as the United States. The U.S. dominates global leadership in artificial intelligence, semiconductors, cloud computing, biotechnology, and advanced manufacturing. Many of the world’s most transformative companies choose to list and scale in U.S. markets due to capital availability and investor appetite for growth. For investors, this provides direct exposure to technological progress rather than second-order beneficiaries.
Access to Global Revenue Streams Although U.S. companies are domiciled domestically, their revenue sources are global in nature. Major U.S. multinationals generate substantial portions of earnings from Europe, Asia, and emerging markets, effectively offering geographic diversification through a single listing. This allows investors to participate in global economic growth while operating within a stable legal and regulatory framework. In practice, investing in U.S. equities often means investing in the world economy.
Sector Breadth Beyond Canada’s Strengths
Canada’s market composition is heavily weighted toward financials, energy, and materials, which can limit diversification during sector downturns. The U.S. market complements this by offering dominant exposure to technology, healthcare, consumer discretionary, and industrial innovation. This balance is particularly valuable during periods when commodity cycles weaken or domestic growth slows. U.S. exposure allows Canadian investors to smooth returns across economic cycles.
Capital Markets Built for Growth
The U.S. capital market ecosystem is designed to support companies from inception through global expansion. Venture capital, private equity, and public markets operate as a continuum, providing consistent access to funding. This structure enables companies to invest aggressively in research, talent, and acquisitions without relying solely on internal cash flow. For investors, this means earlier and broader participation in growth stories that may never reach public markets elsewhere.
Currency Exposure and Risk Management
Investing in U.S. assets also introduces U.S. dollar exposure, which can act as both a risk and a hedge. During periods of global uncertainty, the U.S. dollar often strengthens, providing an offset to equity volatility for Canadian investors. Over long periods, currency diversification can reduce portfolio concentration risk tied to the Canadian dollar and domestic economic conditions. When managed thoughtfully, currency exposure becomes an additional portfolio tool rather than a liability.
Regulatory Stability and Investor Protections
The U.S. benefits from a mature regulatory environment that prioritizes disclosure, transparency, and shareholder rights. While no system is flawless, the consistency and enforcement of U.S. securities law provide a level of confidence valued by global investors. This stability encourages capital inflows and supports higher valuation multiples over time. For long-term investors, regulatory reliability is as important as growth potential.
The Role of U.S. Exposure in a Canadian Portfolio
U.S. equities should not be viewed as a replacement for Canadian investments, but as a strategic complement. Combining Canada’s income-generating sectors with U.S. growth-oriented industries creates a more balanced and adaptable portfolio. This approach reduces reliance on any single economy, currency, or sectoral cycle. For investors focused on long-term capital appreciation, U.S. exposure is less an option and more a necessity.
Final Thoughts: Investing Where the World Innovates
The case for investing in the U.S. rests on fundamentals rather than hype: scale, liquidity, innovation, and global reach. These characteristics have allowed U.S. markets to compound wealth across decades despite wars, recessions, and policy shifts. For Canadian investors willing to think globally while investing pragmatically, the U.S. remains the cornerstone of modern equity allocation. In a world defined by change, investing where capital, talent, and innovation converge continues to make sense.
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